Harvest IY

Tax loss harvesting can lower a tax bill, but finding the opportunities means opening every brokerage account and reading every tax lot, and a loss can disappear before you notice it. Harvest IY does that check for you. It reads your accounts once a day, finds the cost basis of each tax lot, and emails you when a lot is holding an unrealized loss. The email names the symbol, the account, the quantity, and the size of the loss. It also tracks the wash sale rule. If a sale might collide with a purchase inside the 61-day window, the alert says so and shows the date the window closes. What it does not do: it never places a trade and never holds your money. It reports what is already in your portfolio, and the decision stays yours. Harvest IY is not a registered investment adviser. Harvest IY connects to most US brokerages through SnapTrade, including Fidelity, Schwab, E*TRADE, Vanguard, Robinhood and Interactive Brokers. You can also type lots in by hand or upload a CSV. There is also an MCP server, so you can ask Claude or ChatGPT about your own portfolio: "do I have any harvesting opportunities right now?" Paid plans start at $19/month for connected accounts. Notifications go to every user, paid or not. A manual-entry free tier is available by email request. Built solo. Feedback very welcome.