CoFinur

CoFinur is a personal finance app built around a simple idea: knowing how much you earn is only part of managing your money. For many people, the harder part is deciding what each amount should be used for before it gets spent. This app aims to help people to better understand their finances and to optimize their income to not only to their lifestyle, but also to their goals. Instead of showing you where your money went, CoFinur tells you what to do with the money you just earned. You define how your income should be split between Needs, Savings, Investments and Leisure, log your income, and get a clear list of the transfers you need to make. No manual calculations. No charts to interpret. The allocation method isn't something we invented for the app. It was developed and refined through spreadsheets over several years and used by real people before CoFinur existed. CoFinur is a paid product with no ads and no selling of user data. For now, everything is entered manually. Bank connections will come later, carefully and opt-in, because trust matters more than automation. The product is live, with fewer than 10 users so far, and we've been getting positive feedback. We've also recently put it through a structured stress test and security review.